Everyday Life Can Be Hurt Simply From Inflation. U.S. Money Reserve Can Make Life Better

It is no secret that the cost of everything we need to buy just keeps going higher and higher. Take a look around and you will see that the cost of gas is going up, the cost of food is going up and so is everything that we need in our daily life. This rise is called inflation. This word, simply defined means the rise of cost in services or goods over a period of time in any economy. This economy can be local, area specific or global.


As inflation rises and prices go up, many people are forced to live without things they want and need. Part of the reason this happens is because not many people give much thought to planning for the future. When inflation is down and you have extra money to spend, it would be a good idea to invest that money or to buy something that will or could hold it’s value. There are many items that people love to buy and collect, rare stamps, paintings by famous artists and even coins. Some people talk about buying gold or silver and keeping it somewhere safe. Lucky for everyone these methods are a great way to prepare for the future if you know what to do and how to do it correctly.


While buying any item has potential to see an increase in value, there is often no guarantee that items will be worth any set amount. This is why so many people buy and take stock in items like valuable coins that are made of gold, silver and platinum. These precious metals are almost always holding or going up in value because they are something that can’t be made in a factory.


One of the leading companies in the world for precious metals is a company called U.S. Money Reserve. This company knows everything there is to know about gold, silver and platinum coins and how to collect them. It is important to keep in mind that we are talking about real, government issued coins here. This is not some worthless certificate that says you own some gold. With U.S. Money Reserve, you can buy a selection of coins that you pick out. You simply go to their website, look over their inventory and select the items you want to purchase. Gold coins, silver coins or platinum coins and collective items. Once you order them, these items are shipped directly to your door.


Inflation is easy to plan for long term. By using a collection of coins and collectables from U.S. Money Reserve you can increase your collection. If you have to sell it at any point, you are assured that your metals with have some form of value. Having said that, you should enjoy the full experience of owning these coins and collectables. Don’t just buy them with the intention of selling them in the near future. Pick out coins you will be proud of and happy to collect that is the idea behind all of the products offered at U.S. Money Reserve.


Startup Investor Mike Baur Shares His Expert Tips For Entrepreneurs

During 2014, Mike Baur co-founded the Swiss Startup Factory (SSUF) along with Oliver Walze and Max Meister. It has the goal to support entrepreneurial efforts starting new companies, which introduce market disrupting innovations that have the potential to become global companies. These innovations may change the status quo, introduce new inventions, services, and products as well as create new business models.


The companies that the SSUF supported so far include:

My Base Camp:

  • My Base Camp: A mountain tour guide company

Base58 Capital:

  • Base58 Capital: Cryptoassets management fund


  • MoveAgain: Instant price quotes for moving


  • Evolute: A wealth management company


  • Snowcookie: An Internet of Things sports platform


  • GetLocal: Online concierge


  • GOWAGO: Digital car buying


  • IDUN: Body monitoring electrodes


  • Avaneo: Automated bookkeeping service


  • Joineer: Employee loyalty programs


  • WeaVR: Social Virtual Reality


  • Beaconsmind: Point-of-sales services


  • Carhelper: Booking service for discount car repairs


  • Struckd: Game creation system for mobile apps


  • Diplomero: Online learning and teaching system


  • Blinkers: Bicycle safety system


The core support offered by SSUF is a three-month long program for early-stage startup companies, which provides operating funds, support services such as office space, as well as mentoring and coaching. SSUF also has access to a large network of investors and entrepreneurs that can help early-stage companies.



Mike Baur’s History

Mike Baur spent over two decades as a Swiss banker. Before creating SSUF, he worked for Clariden Leu and UBS. He left the banking sector to pursue his interest in investing in startups. Baur served as a judge on the panel for START Summiteer to review the startup pitches in a contest for St. Gallen University. After formalizing his efforts, with the founding of SSUF in 2014, Baur created a funding partnership for SSUF during 2016 with CTI, the Goldback Group, and Fintech Fusion. This provided more financing for startups supported by SSUF.



Mike Baur’s Key Advice for Entrepreneurs

Mike Baur advises the founders of startup companies to expect the early accelerator period to be wild and very intense. He believes in high levels of productivity and early market testing.


He suggests getting up early, finishing all email correspondence, and then spending the rest of the day working personally with the people involved instead of sitting in front of a computer screen.



The idea is to focus on the most urgent and important things, which need to get done, in order to create a high-level of productivity each day.


Early Market Testing

Test any innovative idea early to make sure potential customers really want it. Build a small amount of the product and make it available to early adopters. Measure the market response. Learn from the feedback that may be both positive and negative and then adjust the strategy accordingly. Validating results is Baur’s key tool that he uses to create success.




Baur feels that entrepreneurs who work hard and test products at an early stage will understand what the market wants and what it does not want. Learn more at Swiss Startup Factory.





The New Brown Agency

Wilhelmina Austin acquired Heyman Talent-South to form the Brown Agency. Now that the Brown Agency has combined the forces of the two largest talent agencies in the South and is now a full-service talent agency in central Texas. Justin Brown headed Wilhelmina Austin and brought excellent modeling talent to Austin, Texas. Heyman Talent-South successfully brought talent to the Austin area. The merger of two agency offers the whole country a greater collection of talent.


The new Brown Agency will be guided by the direction of Justin Brown, the CEO and president. Michael B. Bonnée, the founder of Heyman Talent-South will be in charge of the Brown Agency’s theatrical division. The new agency’s official launch date was September, 2015 and it will have offices in Dallas and Austin and will also operate in Los Angeles.


The most prominent reason for the acquisition was to now be able to offer the services of a full-service agency to the client and offers more opportunities to the talent. It supplies actors for commercials, film and television. It offers opportunities for models to be seen in print, catalogue, fashion shows on the runway and at conventions and trade shows. In its current expanded state, the Brown Agency will continue to select the very best talent and prep them for a far larger market.


The Brown Agency provides models and actors for The Brown Agency’s models have graced the runways for every season fashion show including New York Fashion Week, Miami Swim Week, Dallas Fashion Week and Austin Fashion Week along with other shows. In the past, the talent has hailed primarily from Austin and they have work with brand leaders, L’Oreal for makeup, Louis Vuitton for fashion and Dell for electronics. The Brown Agency’s talent has reached a zenith which will only inspire more clients to enlist the services of its vast talent base.


To increase their roster, the Brown Agency sponsors a weekly open call, which attracts new talent. That new talent is groomed to meet the needs of the wide range of clients to which the Brown Agency caters. Their goal is always to deliver the best trained models and actors reaching an impeccable standard of professional expertise and dependability. You can follow their Instagram account.


The World Met an Unprepared Betsy DeVos, but She’s Ready to Step it Up a Notch

Betsy DeVos smiles at the cameras and waves at spectators when she makes public appearances. Something about her demeanor makes some feel she is a nice person. The woman has been an important figure in Michigan, her home state, for quite some time. She and her family are considered to be one of the richest families in the state. The DeVos family is credited for Grand Rapids’ growth over the last few years. The city of Grand Rapids has become one of the most important cities in Michigan, and the DeVos family has been instrumental in that.


Betsy is also a member of an evangelical church and has participated in projects that aimed to help this community. The church she belongs to has helped the poor and done great things that churches are expected to do. Betsy is definitely devout and holds true to very traditional and conservative view points. Her wholehearted conviction and cash gave her power in Michigan. She was able to fight against public education in favor of charter schools. Sadly, this has caused many public schools to close in the state, which burdened many families.


Her belief in charter schools is what scares many public school educators, who truly believe in educating all children at no cost. People who believe in education as a right of the people are scared that this right might be in jeopardy under Betsy DeVos. The reason people are scared of her is because she was just appointed by Donald Trump to be the Secretary of Education, even though she does not have experience in this field. Some of the people he appointed have strong reservations against the program or institute they are in charge of, like Betsy. This may seem strange, but perhaps Trump believes that opposition can be a good thing.


The world met Betsy DeVos live during her congressional hearing. She was given enough time to prepare for this hearing, but Betsy was still caught off-guard with several of the questions she was asked. There was no doubt that she came off as a person who knew nothing of public education. Of course, she did not have a background in public education, so this should have been expected, but her answer about guns in schools didn’t make her seem like the ideal candidate. DeVos argued that schools should be permitted to have weapons in school to fend off grizzly bears.


Many Americans and late night comedians made fun of DeVos. This was something that Betsy did not appreciate though she did not make her thoughts public. Some people began to dismiss her, but a colleague of hers from Michigan, Mike Cox, who served as a Republican state attorney general, warned the people not to underestimate her. He said that her immense amount of money and her determination got the job done in Michigan. This was how she was able to accomplish some of the things she wanted to get done, which means that she is definitely someone to keep an eye on.


For updates, follow Betsy DeVos on Facebook.

Jeremy Goldstein: Solves Knockouts

Jeremy Goldstein is an attorney who focuses on employee benefits. With over 15 years of experience as a business lawyer, Goldstein is more than qualified to give advice to some of the best corporations in the industry. In fact, he has established his own law firm and has worked with a similar organization.


Jeremy Goldstein has played a vital role in transactions with Fortune 500 companies such as Verizon, Chevron, AT&T, Bank One, Duke Energy, and Merck. In addition, he has served on various boards of prestigious companies such as Fountain House, a law journal. More recently, Goldstein explained the knockout options, an alternative to stock options.


Ever since its creation, stock options has been one of the staples of the American Dream. After all, it lets the public own a piece of the corporations they buy from. However, in the recent years, companies have slowly moved away from stock options. Many attribute it to the companies wanting to save money, but others believe the problems are more underlying than it seems. Jeremey Goldstein explains the three main reasons companies fail to provide stock options.


First, stock values tend to drop significantly, rendering the stock option useless. There are a plethora of factors that determine the drop, including company expenses. Second, the employees are well aware of the economic cycle and can expect company downturns. As a result, they are reluctant to keep their stock options. Lastly, stock options often provide great financial burdens on the corporations. The accounting procedure alone costs companies valuable time and capital.


Despite the fact, there are benefits to stock options. For example, it could incentivize employees to always perform better. In this way, it is more beneficial than other compensations. Luckily, Jeremy Goldstein offers a solution. Knockouts, he explains, is the answer to solve all of these problems. Knockouts are similar to stock options, but when the stock price falls below a set limit, employees are no longer guaranteed the option. Moreover, it eliminates the employee skeptics and minimizes the financial burdens. In fact, companies can expect to save millions shortly after its implementation.


Although knockouts do solve many problems, it still is not perfect — nothing is. Each company should cater the knockout options with its auditors because the knockout options may not suit them the best. Furthermore, Jeremey Goldstein recommends companies wait about six to eight months before fully implementing the option.


For updates, follow Jeremy Goldstein on Facebook.

Doe Deere: In pursuit of Cosmetic Greatness

When it comes to the cosmetic industry, this field of work is literally flooded with brand-after-brand. Some of the biggest names are located in this exclusive industry, which includes Maybelline, L’Oréal, Covergirl, Almay, MAC and Revlon. One of the hottest new brands on the market today is Lime Crime, and it has helped to revolutionize the industry in more ways than one. Founder Doe Deere is at the top of her game and the brand is an actual reflection of her personal style. Deere was born and raised in Russia, and she didn’t move to America until she was 17 years old. This young woman always had a passion for the music business. After arriving in New York City, she would go out and join a local band.


This local band traveled in and around the New York City metropolitan area. When it comes to finding love, this is where Deere actually met her husband of today. She learned a lot about the music business, especially in a business-sense. Deere has always had an entrepreneurial-spirit. At the age of 13, she sold temporary tattoos to her Russian classmates. Deere actually helped to make these tattoos become very popular back in the day. After playing in the band for a long time, Deere’s feelings began to change as she has always enjoyed fashion. FIT was her next stop, and she attended this New York City school with a passion. This would go on to be the conception of Lime Crime. Deere loved to wear bright and bold colors on a regular basis, but most cosmetic lines weren’t offering what she was seeking. She had found her niche and in 2008 and Lime Crime would eventually hit the market.


This cosmetic company differs from the rest because of its flamboyant style, its rebel attitude, and its health benefits. The company’s makeup products are paraben and petrolatum-free. These are vegan cosmetics, which are safe to use on a consistent basis. The liquid-matte lipsticks are some of its best sellers, and they come in a myriad of vivid colors. The colors included are red velvet, wicked, scandal, pumpkin, rustic, fetish, riot, wisteria, true love, saint, pink velvet, black velvet and many more. Doe Deere and Lime Crime is the leading by example and this duo is the perfect one-two punch.


To learn more, read http://guestofaguest.com/los-angeles/interview/interview-lime-crimes-doe-deere-on-how-to-make-your-dreams-come-true.

Bob Reina Announces Talk Fusion’s New Computer Program Featuring WebRTC Technology

The founder and CEO of Talk Fusion, Bob Reina recently introduced their new and improved Live Meetings Edition software. The program is aimed at conducting real-time communication and meetings.in an online broadcast, the technical and marketing genius announced that Live Meetings will enable people and companies to transmit one-way videos and conduct video conferences in a seamless and convenient way. The software allows a maximum of 15 hosts and 500 participants who can connect through smartphones, tablets or PC.


Live Meetings is the second program from Talk Fusion to use WebRTC after the award winning Video Chat program. This technology is amazing at improving efficiency and streamlining the use of the software because you don’t have to download Adobe Flash Player or other Plugins for recording purposes. The users can communicate by voice using any browser because of WebRTC’s intelligent system.


Advantages of Live Meetings


Apart from being the only software to allow 500 or more attendees, Live Meetings comes with a plethora of other advantages. The WebRTC technology allows the software to have impressively clear and sharp video and audio experience. The video feeds have a very smooth appearance so that all the attendees get a clear picture and sound free of distortion, echoes and confusion.


This software also has a very well-designed interface so everybody can enjoy using it including beginners and people who have little experience with video conferencing. The system enhances security for everybody involved in the conference and the hosts can test the system first in the waiting rooms before involving everybody else in the presentations.


Gone are the days where marketing was long boring words. Companies can now use videos to promote their products and services because videos leave a lasting impression. Live Meetings is available in over 135 countries with a 30 day test run before buying.


About CEO Bob Reina


After finishing college, Talk Fusion founder and CEO Bon Reina joined the Tampa Police Academy and graduated number one in his class. He served as a police office in different capacities until someone introduced his to network marketing. Hisentrepreneurial nature took over and ventured into the marketing world leading companies like Formula 1, Travel Reaction, Alliance USA and others before founding Cash Card Worldwide and later Talk Fusion.


Bob is an avid pet lover who even comes with his pets to the office. He has dedicated his life to supporting animal shelters and societies that take care of human needs. His involvement in giving back is not just a personal thing but a company policy where everybody who works for him has to actively participate in helping others. Talk Fusion has given many free video suite software to many charity organizations to help them communicate their needs to the world in an easy and convenient manner. Learn more: https://www.pinterest.com/pin/8233211796017682/




The Man With All The Experience. Dr. Scott Rocklage

They say experience is the key tool that gets you a better paycheck, more opportunities, and career advancement. If anybody knows a thing or two about the experience it would have to be Scott Rocklage. Scott Rocklage is a highly respected doctor in the chemistry field. Scott Rocklage holds both a B.S. and Ph.D. in Chemistry. He received his B.S. in Chemistry from the University of California, Berkeley and his Ph.D. in Chemistry from the Massachusetts InsChairman and CEO of Cubist Pharmaceuticalstitute of Technology. An inventor and co-inventor of over 30 U.S. patents with 100 peer-reviewed publications, Scott has held many awards and high honors. With over three decades of healthcare management experience and advanced leadership skills, Scott has led the FDA approval of three U.S. New Drug Applications which are Omniscan, Teslascan, and Cubicin. Scott has also held high positions at a variety of companies. Positions include Chairman and CEO of Cubist Pharmaceuticals, President and CEO of Nycomed Salutar, Director of Pulmatrix, Executive Chairman of Miikana, and has held various positions at Salutar and Catalytica.


Scott joined 5AM Ventures in 2003 as a Venture Partner and quickly rose through the ranks to become a Managing Partner in 2004. His main roles at the company involve studying new aspects of life science and meeting with the board to discuss new innovative ideas for the company and their clients. It has been noted that Dr. Scott M. Rocklage’s exceptional leadership skills are the reason twhy 5AM Venture is where everybody goes when they are interested in life science.


To learn more, visit http://5amventures.com/team/scott-m-rocklage-phd/.

Jeff Yastine predicts the Rebound of Shopping Malls in the United States

Jeff Yastine, the Total Wealth Insider editor, does not mince words when talking about how the U.S. citizens will do their shopping during the Christmas season. “Retail shopping is dead,” says Yastine. “People do not visit malls anymore. The streets around the retail shops are empty!”

In jest, Yastine thinks that the United States will become the “United States of Amazon,” shortly. The editor of the Total Wealth Insider even adds that UPS freight vans and airborne delivery drones will be the means to deliver Amazon customers’ goods.

Big Investors move Money into Shopping Malls

However, it appears the love for malls is not over yet. With Brookfield Property Partners LP presenting an offer for GGP Inc. (NYSE: GGP) at $14.8 billion , approximately $23 per share, there are enough indications that the future for malls is still bright. The Brookfield Property Partners LP acquisition bid is the reason GGP Inc stock registered an 18 percent value increase after a 40 percent fall last year.

Why is the rush for mall buyouts the in thing in the United States?

The answer is simple-Malls may not attract the shoppers’ traffic as the internet retail does, but the investors in real estate assets see the retail outlets as a golden opportunity to generate revenue. For example, GDP is now in partnership with a mall owner in Seattle to develop apartment buildings. “We intend to pursue similar residential projects nationwide,” said the GDP CEO.

The Rebirth of the Retail Space

Other large real estate investors see the value of malls too. Miller Value Partners, whose head is the respected mutual fund expert Bill Miller, bought two malls CBL Properties (NYSE: CBL) and Washington Prime Group (NYSE: WPG), recently. Berkshire Hathaway, associated with Warren Buffett, purchased and redeveloped STORE Capital (Nasdaq: STOR).

Jeff Yastine’s Expertise in Stock Market Investments

Jeff Yastine who sees the United States as an “over-malled” country started working at Banyan Hill Publishing as an editorial director in 2015. He is a financial journalist with over 20-years experience in global finance issues and stock market investments. As a weekly financial columnist at Banyan Hill’s Winning Investor Daily and Sovereign Investor Daily, Yastine is of much help to investors who wish to understand economic, monetary, and business trends. His journalism mainly focuses on the profit-making opportunities open to investors. The Emmy-nominee, whose work history includes being a PBS Nightly Business Report correspondent and anchor from 1994, has interviewed legendary entrepreneurs, such as Michael Dell, Sir Richard Branson, and Warren Buffett.

Why Betsy and Dick Give So Much to Support Education Reform

Betsy Devos is the US Secretary of Education. She is well known as an activist and a philanthropist. She has been active in politics for three and a half decades. She has been elected to the Republican Party in Michigan four times. She is married to Dick Devos, who is a well known businessman, philanthropist, politician, and activist. She was born in and grew up in Holland, Michigan, with the maiden name of Prince. Her family was also a well known philanthropic family. She attended Holland Christian High School, and she then graduated from Calvin College with a degree in business economics. Her husband, Dick, used to be the Chief Executive Officer of Amway. She has been active in politics for a while. She raised more than one hundred and fifty thousand dollars for George Bush when he was running for reelection. She is also the chairwomen of Windquest Group.


Betsy and Dick set up a foundation in 1989 that they have used to donate thousands of dollars to philanthropy. They give to causes that they care about. They place a large emphasis on education. They care about their community and have helped fund various schools in their community. In one year, they gave out more than ten million dollars to various organizations. Betsy’s wife, Dick, also comes from a family that gives away a lot of money to charity. Her husband’s father was the co-founder of Amway. He and his sons, including Dick, gave out one hundred and four million dollars collectively in the year 2015 alone. This is why they were placed on Forbes Top Givers list. In fact, over their lifetime, it is estimated that they gave out around one and a third billion dollars to charity, which is a quarter of their entire net worth.


Over a quarter of Betsy’s donations were made to support education. Three million dollars were given to support education in the year 2015 alone. In addition, they gave another three percent of their donations to groups that support education reform.


Education reform has always been a top priority for Betsy Devos. She believes that children should have the ability to choose which school they will go to. Some children do not do well in the public school system. They may fare better in private schools. Since the private schools are giving these kids a robust education in all subjects that they are required to learn, the government should give tax breaks or financial support and vouchers for these schools. This will promote school choice and will lead to a better education for thousands of students. Because of Betsy’s activism in the realm of education, she was chosen by Donald Trump for her position.


For updates, follow Betsy DeVos on Facebook.